Terms of Using the Homepage

Before you start using this page www.ablv.com, hereinafter referred to as the Homepage, please read carefully these terms of using the Homepage, hereinafter referred to as the Terms.

By starting to use the Homepage you agree to comply with these Terms.

The Homepage is intended to inform the Homepage users on activities of ABLV Bank, AS, registration number 50003149401, hereinafter referred to as the Bank, products and services offered by the same and also terms of their use. The Homepage may also contain information on the Bank’s representative offices, companies related to the Bank and services offered by those, as well as on the foundation established by the Bank’s shareholders, and all the above information provided on the Homepage is also covered by these Terms.

The Homepage presents products and services supposed and available for individuals and companies accordingly. The term ‘individual’ is used on the Homepage to denote natural persons, whereas ‘company’ refers to legal entities, partnerships, and their equivalents.

1. Nature of information provided on the Homepage

The information provided on the Homepage, regardless its form and content (analytical articles, market reviews, press releases, rates and charges, prices, conditions of transactions, analytical illustrations, functional solutions, graphic materials, etc.), is for information only, unless stated otherwise. The Bank may change or delete information provided on the Homepage at any time and without prior notification.

The Bank and companies related to the Bank do not guarantee that information provided on the Homepage always is complete and accurate, except for information published in accordance with requirements of the Republic of Latvia normative acts or arising out of contractual relationship between the Bank and its customers.

The information provided on the Homepage shall not be treated as an urge, recommendation or proposal to enter into any transaction with regard to the products and services mentioned on the Homepage, and it shall not be deemed an advice or a proposal binding upon the party that provides the information (an offer), as well as this information entails no obligations neither for party that provides the information, nor for the user of the Homepage.

The Bank or companies related to the Bank do not guarantee availability of products and/or services presented on the Homepage.

The information provided on the Homepage is received from sources that we consider reliable, though this does not eliminate the obligation of each person to independently estimate the information published on the Homepage and usefulness of the same.

The Homepage users may use functional solutions available on the Homepage (currency converter, deposit and loan calculators, etc.). Those functional solutions use current data and are for information only. The Bank shall be not responsible for technical errors that might arise while using functional solutions and for consequences of those errors. Under no circumstances shall use of those functional solutions create an obligation for the Bank to provide such services.

2. Responsibility

The Bank and companies related to the Bank shall not be responsible for losses that might be incurred because of using the Homepage or information provided on the same, or because of some product or service offered on the Homepage, or the Homepage itself or a part of it being unavailable due to any reason, or because of fault or interruption in functioning of the Homepage.

Since content of the Bank’s Homepage is for information only, the Bank and companies related to the Bank shall not be responsible for losses or any consequences arising out of using materials provided on this Homepage.

3. Links to other sites

The Homepage may contain links to third party sites. The Bank shall not be responsible neither for content of third party sites and services offered by those, nor for losses or damages incurred because of following such links appearing on the Homepage.

4. Intellectual property right

The Homepage belongs to the Bank. The Bank holds all intellectual property rights, including copyright, trademark right and other ownership rights related to the Homepage and information provided on the same, unless it is specifically stated that those rights belong to other persons. Without a corresponding written consent given by the holder of the intellectual property rights, the content of the Homepage and information provided on the same may not be distributed, altered, appended or copied. The Homepage and information provided on the same may be used for personal purposes only for the sake of obtaining information.

In case of quoting the information contained on the Homepage, the copyright shall be stated.

Trademarks and logos contained on the Homepage may be used only given a prior written consent of the Bank.

5. Applicable law

Functioning of this Homepage is regulated by legal acts of the Republic of Latvia, and those shall be applicable to these Terms. All disputes concerning use of this Homepage shall be settled in accordance with the legal acts of the Republic of Latvia.