Long-Term Commercial Loans

To achieve the company’s strategic plans and make large capital investments, you need a reliable financial partner with experience and competence in corporate financing. We offer a wide range of long-term loans to support growth and development of your company.

Your company can receive and use long-term loans for the following purposes:

  • acquisition of fixed assets;
  • purchase, renovation, and improvement of real estate;
  • financing for development of commercial real estate;
  • purchase of vessels and yachts;
  • acquisition of operating business and/or merger transaction financing.

Our opportunities:

  • wide opportunities of lending to one company/group of companies with total limit up to EUR 75 000 000;
  • for larger projects, we arrange syndicated loans, involving other institutional investors or banks;
  • investments in private capital by means of direct investments in your company’s capital or through public issue of bonds.

Our advantages:

  • loan term — 5 years, with the principal repayment schedule up to 20 years;
  • loan repayment schedule adjusted to your company’s cash flow;
  • loan interest rates corresponding to market level, considered individually and adjusted to the company’s requirements;
  • quick and simple decision-making process, since credit committee is located in Latvia;
  • high confidentiality level;
  • team of experienced lending specialists.

  • Loan Calculator

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  • Financing for commercial vessels

    Our client, who is operating in the field shipping since early 2000s with a stable fleet, planned to buy a new vessel to replace one of those he already has.
    • Due to its operation time and due to unreasonableness of its further use, he planned to sell the vessel for scrap. Sale of old vessel would ensure only 20% of the sum needed for buying the new one. This client turned to us to co-finance purchase of the new vessel offering the vessel to be bought and one of its current vessels as collateral.

    • Given the adequate value of such collateral, ABLV Bank was able to provide financing in the amount of 100% of the cost of new vessel. A few months later, the client sold the old vessel for scrap and used the funds to return a part of the loan prematurely, which enabled him to decrease the remaining debt and make monthly payments more comfortable for his cash flow.

    Antons Marčenko

    Head of Project Financing Department