Rates, Charges and Documents

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Banking
Investments
  • Settlement and Cash Services

    Go to the service page "Current Account"Current Account

    Rates and Charges for Foreign Customers

    Current account opening


    Individuals

    Legal entities

    Internetbank registration free of charge free of charge

    First electronic code card issue

    free of charge

    free of charge


     

    Current account maintenance


    Individuals

    Legal entities

    Internetbank maintenance free of charge free of charge

    Notification on current account transactions (SMS or e-mail)

    free of charge

    free of charge

    Unblocking of the Internetbank user ID and change of the Internetbank password free of charge free of charge
    Change of the current account password free of charge free of charge


     


    Internetbank and authorization tools

    Internetbank registration, unblocking, and password change

    free of charge
    First electronic code card issue

    free of charge

    Electronic code card

    card change

    free of charge

    Digipass 270 or
    Digipass 300 Comfort

    issue or change

    free of charge

    unblocking

    free of charge

    Mobile Digipass issue free of charge

    References, statements and reports

    Account statement or report upon request

    for current calendar year 15 EUR + VAT

    for previous years

    30 EUR + VAT

    Other kind of reference (including references addressed to auditors or the State Revenue Service)

    100 EUR + VAT

    Reference notarization

    50 EUR


    Other services

    Courier mail1

    delivery within Latvia

    5 EUR

    delivery to another member state of the European Union 40 EUR
    delivery to Russia, Belarus, Ukraine 40 EUR
    delivery to other countries 60 EUR

    Arranging translation of identification documents

    actual expenses


    1 The maximum weight per package is 1.5 kg.

    Go to the service page "Payments"Payments to Cash Account

    Outgoing payments in EUR for individuals and Latvian legal entities
    Payment type In Internetbank In other cases Cut-off time1
    Beneficiary bank is within EEA2 and payment does not exceed 1 000 EUR
      standard free of charge 5 EUR 15:00
    Beneficiary bank is within EEA2 and payment exceeds 1 000 EUR
      standard 0.35 EUR 5 EUR 15:00
    Beneficiary bank outside EEA2:
      standard 15 EUR 25 EUR 15:00


    1 Payments of all types (standard, urgent, express) are processed by the Bank on bank days, provided the payments are received by the Bank before the stated cut-off time (Latvian time), and the funds are transferred to the beneficiary, beneficiary bank, or intermediary bank on the payment processing date
    2 The EEA countries are all member states of the EU (Austria, United Kingdom, Belgium, Bulgaria, Czech Republic, Denmark, France, Greece, Croatia, Estonia, Ireland, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Finland, Spain, Hungary, Germany, Sweden), as well as Iceland, Liechtenstein, and Norway.
     

    Outgoing payments in EUR for foreign legal entities
    Payment type In Internetbank In other cases Cut-off time1
    Beneficiary bank is within EEA2 and payment does not exceed 10 000 EUR
      standard 10 EUR 20 EUR 15:00
    Beneficiary bank is outside EEA2 or payment exceeds 10 000 EUR
      standard 15 EUR 25 EUR 15:00


    1 Payments of all types (standard, urgent, express) are processed by the Bank on bank days, provided the payments are received by the Bank before the stated cut-off time (Latvian time), and the funds are transferred to the beneficiary, beneficiary bank, or intermediary bank on the payment processing date
    2 The EEA countries are all member states of the EU (Austria, United Kingdom, Belgium, Bulgaria, Czech Republic, Denmark, France, Greece, Croatia, Estonia, Ireland, Italy, Cyprus, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovakia, Slovenia, Finland, Spain, Hungary, Germany, Sweden), as well as Iceland, Liechtenstein, and Norway.

    Correction, cancellation, investigation, and refund of a payment

    Cancellation or refund of payment to an account with ABLV Bank, AS in liquidation1

    10 EUR

    Correction, cancellation, or investigation of other payment that is made to / from a bank:

        in Latvia

    10 EUR

        outside Latvia

    100 EUR + actual investigation costs or in accordance with Rates and Charges of a correspondent bank


    1 Only provided consent by the beneficiary, to whom funds have been credited according to initial payment details. The commission is paid by the service requestor.

    Go to the service page "Cash Services"Cash Services

    Cash withdrawal1

    EUR (coins and banknotes)
    0,2%, min. 3 EUR

    USD (banknotes)

    0,5%, min. 3 EUR

    Cash deposit

    EUR (coins and banknotes)
    3 EUR

    USD (banknotes)

    0.2%, min. 3 EUR, max. 50 EUR


    1Withdrawal of third-party funds only.

    Download documents

  • Loans/Liabilities

    Go to the service page "Loans/Liabilities"Mortgage Loans

    Mortgage Loan

    Amendments to conditions:


        changing the repayment date

    30 EUR

        in collateral agreements, including changing the pledger

    1% of the loan balance, min. 500 EUR

        novation of the loan / collateral agreement

    1% of the loan balance, min. 500 EUR

        amendments to other conditions

    1% of the loan balance, min. 100 EUR

    Processing of additional collateral

    free of charge

    Documents processing in case of early repayment

    free of charge


    Personal loan for refinancing of liabilities

    Amendments to conditions

    50 EUR

    Documents processing in case of partial early repayment

    free of charge

    Fixed interest rate on the capital use, p.a. 14%

    Other Services for Individuals

    Pledge registration with Riga or Riga district Land Register, or Enterprise Register, or amendments to it

    50 EUR + VAT +actual expenses

    Processing or review of Refinancing agreement1

    1 000 EUR

    Scheduled privatization on behalf of the customer

    50 EUR + VAT + actual expenses

    Pledge inspection

    50 EUR + VAT

    Giving a consent2


        to actions with the pledged real estate

    30 EUR + VAT

        for other purposes

    subject to negotiation, min. 50 EUR + VAT

    Discharge of encumbrance or mortgage in Land Register

    30 EUR + VAT


    1 The charge applies in case when customer refinances its liabilities to the Bank to another credit institution or, when collateral is sold that secures execution of liabilities to the Bank and the amount of sale is directed to execution of liabilities of customer to the Bank and an interbank agreement is entered into about a respective transaction.
    2 If document notarization is required, the customer shall also pay for the notary services.

    Go to the service page "Loans/Liabilities"Loan for Business Needs

    Loans for Corporate Entity1


    Extension of the term


      up to 150 000 EUR

    2% of the loan amount, min. 500 EUR

      above 150 000 EUR

    1% of the loan amount

    Credit interest rate (on the loan use and overdue)

    determined individually

    Commitment fee2

    1% p.a. of the loan amount not disbursed

    Amendments to conditions

    0.2% of the loan amount, min. 500 EUR

    Supervision of construction

    actual expenses

    Processing of documents in case of partial or complete early repayment of the loan

    1% of the amount being repaid, min. EUR 500


    1 The fees are charged in the loan currency. If the stated currency of the fee differs from the loan currency, the fee is debited in the loan currency, performing currency exchange at the currency exchange rate set by the Bank as at the moment of withholding the fee.
    2 The fee is applied in case of extending the term of the loan disbursement beyond the standard one set forth in the loan agreement.

    Other Services

    Registration of pledge, novation or discharge of pledge with public registers of Latvia or other countries

    50 EUR + VAT + actual expenses

    Registration of purchase agreement with the State Land Service

    50 EUR + VAT + actual expenses

    Go to the service page "Loans/Liabilities"Long-Term Commercial Loans

    Loans1


    Extension of the term


      up to 150 000 EUR

    2% of the loan amount, min. 500 EUR

      above 150 000 EUR

    1% of the loan amount

    Credit interest rate (on the loan use and overdue)

    determined individually

    Commitment fee2

    1% p.a. of the loan amount not disbursed

    Amendments to conditions

    0.2% of the loan amount, min. 500 EUR

    Supervision of construction

    actual expenses

    Processing of documents in case of partial or complete early repayment of the loan

    1% of the amount being repaid, min. EUR 500


    1 The fees are charged in the loan currency. If the stated currency of the fee differs from the loan currency, the fee is debited in the loan currency, performing currency exchange at the currency exchange rate set by the Bank as at the moment of withholding the fee.
    2 The fee is applied in case of extending the term of the loan disbursement beyond the standard one set forth in the loan agreement.

    Other Services

    Registration of pledge, novation or discharge of pledge with public registers of Latvia or other countries

    50 EUR + VAT + actual expenses

    Registration of purchase agreement with the State Land Service

    50 EUR + VAT + actual expenses

    Go to the service page "Loans/Liabilities"Short-Term Commercial Loans

    Short-term loan for LC financing / for LC’s issuing bank financing1
    Amendments to conditions
    100 EUR


    1 The fees are charged in the overdraft/short-term loan currency. In case of fixed fee, it is charged in the fee currency by making invoice to the client.

    Overdraft and short-term loan rates (on the capital use and overdue), p.a.1
    Interest on the capital use under issued technical overdraft
    60% (per year)


    1 The interest rates provided are indicative; interest rates are determined individually in each particular case.

  • Insurance

    Go to the service page "Insurance"Insurance

    Service fees  
    Preparing insurance policy free of charge
    Check of submitted policy of an insurer accepted by the bank1 free of charge
    Check of submitted policy of an insurer not accepted by the bank 150 EUR


    1 To see the list of insurance companies accepted by ABLV Bank, AS, visit the bank’s website or refer to the bank.


    Pledged property insurance terms  
    Maximum allowable own risk:  
        apartment 150 EUR
        private house 750 EUR
        commercial object determined individually
    Reinstatement value per 1 m2  
        apartment, private house 1 000 EUR
        commercial object determined individually
  • Documentary Operations

    Go to the service page "Documentary Letters of Credit"Documentary Letters of Credit

    Receiving Export Letter of Credit (the Bank’s Customer is a Seller of Goods)

    Advising on issuing/ increasing the amount

    0.1% of the amount, min. 200 EUR, max. 1 000 EUR

    Taking-up of documents (per set of documents1)

    0.2% of the amount specified in documents, min. 200 EUR

    Repeated taking-up of documents in case of their replacement (per document) 100 EUR

    Handling

    50 EUR per month

    Letter of credit investigation

    50 EUR

    Amendment of conditions: advising, transferring

    100 EUR

    Advising on assignment of proceeds 0.1% of the amount, min. 200 EUR, max. 1 000 EUR
    Issue of / advising on amendment of assignment of proceeds 100 EUR

    Presentation of discrepant documents2

    50 EUR

    Expiry of the letter of credit without utilisation, or cancellation

    100 EUR


    1 All documents relating to a single shipment document are considered a set of documents. Several railway bills are considered a single shipment document if they are included in a single bill.
    2 The commission is paid by the letter of credit receiver.


    Additional Services

    Issuance of reference concerning documentary operations

    100 EUR

    Sending information via SWIFT (per message)

    10 EUR

    Long-distance call

    actual expenses

    Go to the service page "Bank Guarantees"Bank Guarantees

    Issuing Guarantee


    Application review1

    150 EUR


    Issuing (if the client pays commission in advance before the guarantee maturity date)2

    1% of the amount p.a., min. 150 EUR


    Issuing2

    1.3% of the amount p.a., min. 150 EUR3

    Amendment of conditions: issuing, changing cover type

    100 EUR


    Request for payment under guarantee 0,2% of the amount, min. 200 EUR
    Taking-up of documents for guarantee amount reduction (per set of documents4)

    0.2% of the amount specified in documents, min. 200 EUR


    Cancellation

    100 EUR


    Confirmation5
    upon request


    1 Including preparing/amending draft guarantee.
    2 Commission shall be applicable in case a cover account is used to cover the guarantee liabilities. In other cases, additional commission shall be applicable, as agreed upon with the Bank. Commission shall be calculated for the guarantee period, assuming in calculations that a year consists of 360 days and a month consists of 30 days.
    3 This commission shall be applied for the preceding month, if in the preceding month the client has failed to provide funds available to the Bank for withholding commission in advance before the guarantee maturity date. Commission shall be withheld once per month: at the beginning of the month for the preceding month or when closing the guarantee. At least minimum commission shall be withheld for the whole guarantee period.
    4 All documents relating to a single shipment document are considered a set of documents. Several railway bills are considered a single shipment document if they are included in a single bill.

    5 Commissions of the confirming bank shall be charged in addition to the commissions of ABLV Bank, AS.


    Receiving Guarantee

    Advising on issuing/ increasing the amount

    0,1% of the amount, min. 200 EUR, max. 1 000 EUR

    Advising on issuing guarantee in paper format

    200 EUR

    Advising on amendment of conditions

    100 EUR

    Request for payment under guarantee

    0,2% of the amount, min. 200 EUR

    Cancellation

    100 EUR


    Additional Services

    Issuance of reference concerning documentary operations

    100 EUR + VAT

    Sending information via SWIFT (per message)

    10 EUR

    Long-distance call

    actual expenses

    Download documents

  • Safe Deposit Boxes

    Go to the service page "Safe Deposit Boxes"Safe Deposit Boxes

    Individual Safe Deposit Box Rental

    Safe Deposit Box Type

    Internal Dimensions of Safe Deposit Box —
    height x width x depth (mm)

    Charge (per month)

    S

    55 x 260 x 400

    20 EUR

    M

    145 x 260 x 400

    30 EUR

    L

    245 x 260 x 400

    45 EUR

    XL

    180 x 560 x 400

    55 EUR

    XXL

    280 x 560 x 400

    65 EUR

    XXXL

    435 x 560 x 400

    75 EUR


    Related services

    Safe Deposit Box Management (per month)

    10 EUR1

    Safe Deposit Box keys keeping in the Bank

    free of charge

    Safe Deposit Box сontents keeping in common safe upon expiry of the rental rights

    double rental charge

    Forced opening of the Safe Deposit Box (one-off charge)

    150 EUR

    Safe Deposit Box’s lock replacement with issuing new key (one-off charge)

    150 EUR


    1 The charge for this service does not include the Safe Deposit Box rental charge.

    Download documents

  • Savings

    Go to the service page "Savings"Savings

    Deposit with Interest Repayment at the End of the Term

    Interest rates per annum valid from February 21, 2018. 3 month 6 month 12 month
    USD

    10 000 … 1 000 000

    1.43

    1.60

    1.89

    EUR

    10 000 … 1 000 000

    0.00

    0.00

    0.00


    Additional Conditions

    Placing a deposit

    free of charge

    Deposit premature withdrawal

    free of charge

    Short-term deposit

    Interest rates (p.a.) Up to 30 days
    USD

    1 000 000 and more

    0.94

    EUR

    1 000 000 and more

    0.00


    Additional Conditions

    Placing a deposit

    free of charge

    Deposit premature withdrawal

    free of charge

    EXTRA deposit

    Interest rates (p.a.) 6 month
    USD

    10 000 and more

    5.00

    EUR

    10 000 and more

    5.00

    GBP 10 000 and more 5.00
    RUB 500 000 and more 5.00

    Additional Conditions

    Placing a deposit

    free of charge

    Deposit premature withdrawal

    free of charge

    Card Credit or AMEX Guarantee Security Deposit1

    Interest rates (p.a.)


    USD

    1,00

    EUR

    0,00

    GBP

    0,11


    1 At the end of deposit term, the Bank extends the current card credit or AMEX guarantee security deposit on new conditions and applies interest rate determined in the Rates and Charges to it. Interest for card credit or AMEX guarantee security deposit is paid once per calendar year, on the 1st of September.

  • Brokerage Services

    Go to the service page "Bond Market Transactions"Bond Market Transactions

    Bonds Transactions1

    Bonds issued by ABLV Bank, AS


        Bonds nominated in USD

    50 USD2

        Bonds nominated in EUR

    50 EUR2

    Bonds of other issuers:

        Bonds nominated in USD

    0.08% (min. 100 USD)

        Bonds nominated in EUR

    0.08% (min. 100 EUR)

        Bonds nominated in RUB

    0.20% (min. 50 USD)3

        Bonds nominated in other currency

    information available upon request


    1 In some regulated markets additional fees and charges may apply (e.g., Stamp Duty, Financial Transaction Tax, etc.).
    2 The commission fee is not applied to the orders submitted under initial public offer.
    3 The minimal commission fee is not applied to transactions that are made using electronic trading platform.


    Electronic trading platforms1
    Trader ABLV connection free of charge
    use 10 EUR (monthly)
    QTrader connection free of charge
    use 70 USD (monthly)
    mobile application free of charge
    Quik Trader ABLV connection free of charge
    use 300 RUB (monthly)
    Orbis Trader ABLV connection free of charge
    use 10 USD (monthly)


    1 Additional fee for accessing data of particular stock exchanges via electronic trading platform may be charged according to the rules of the respective stock exchange. Additional information is available upon request.


    Additional Services

    Fee for a better price of the financial instruments’ transaction1

    100% of the difference between the price, indicated by the customer, and the actual price of the financial instruments’ transaction

    Trade confirmation via Internetbank or e-mail

    free of charge

    Other services

    information available upon request


    1 The commission fee is applied to limit orders of professional customers only and is charged performing final settlement under the transaction. The commission fee is not applied to orders submitted using electronic trading platform (except Trader ABLV).

    Go to the service page "Transactions in Stock, ETF and stock options markets"Transactions in Stock, ETF and stock options markets

    Stocks Transactions, including ETF (Exchange Traded Funds)1, 2

    Russia


        stocks, incl. ETF, denominated in USD

    0.25% (min. 50 USD)

        stocks, incl. ETF, denominated in RUB

    0.20% (min. 50 USD)3

    USA (USA stock exchanges, OTC)


        stock price is up to 1.00 USD (including) 0.010 USD per stock (min. 50 USD)
        stock price is above 1.00 and up to 5.00 USD (including) 0.015 USD per stock (min. 50 USD)
        stock price is above 5.00 USD 0.025 USD per stock (min. 50 USD)

    Canada

    0.35% (min. 60 CAD)

    UK


        stocks, incl. ETF, denominated in GBP

    0.35% (min. 50 GBP)

        stocks, incl. ETF, denominated in USD

    0.35% (min. 50 USD)

    Switzerland, Denmark, Norway, Sweden, other Eurozone countries (excluding Greece)

    0.35% (min. 50 EUR)

    Latvia, Estonia, Lithuania

    0.35% (min. 25 EUR)

    Other countries

    information available upon request


    1 In some regulated markets additional fees and charges may apply (e.g., Stamp Duty, Financial Transaction Tax, etc.).
    2 Commission fee is charged in the transaction currency and is applied to all stocks traded on the regulated market of the respective country or on the multilateral trading system, regardless the issuer’s country of residence. In case minimum commission is applied, and the commission currency differs from the transaction currency, the commission is charged in the trade currency, taking into account Bloomberg exchange rate on the trade date.
    3 The minimal commission fee is not applied to transactions that are made using electronic trading platform.


    Derivatives Transactions1

    US stock options

    2.50 USD per contract (min. 30 USD)

    European stock options

    5 EUR per contract (min. 30 EUR)2

    Futures and futures options transactions:


        CBOT, eCBOT, CBOE, CME, CME Globex, ICE, NYMEX, NYBOT, LME

    15 USD for a single contract transaction2

        EUREX, EURONEXT-Paris, EURONEXT.liffe

    15 EUR for a single contract transaction2

        Russia / Moscow Exchange (FORTS)3 10 RUB for a contract4

        Other stock exchanges

    information available upon request

    Cryptocurrency futures (CBOE, CME Globex)

    50 USD per contract2


    1 In some regulated markets additional fees and charges may apply (e.g., Stamp Duty, Financial Transaction Tax, etc.).
    2 The commission fee is applied to each futures/option sale or purchase transaction and withheld in the futures/option currency, taking into account Bloomberg exchange rate on the trade date.
    3 The transactions may be made only using electronic trading platform Quik Trader ABLV. In case of margin call, according to the rates and charges of the agency company the overdue interest shall be equal to 0.2% of the margin call amount per day.
    4 Not including the fees of the stock exchange and other fees arising out of the execution of the customer's order.


    Electronic trading platforms1
    Trader ABLV connection free of charge
    use 10 EUR (monthly)
    QTrader connection free of charge
    use 70 USD (monthly)
    mobile application free of charge
    Quik Trader ABLV connection free of charge
    use 300 RUB (monthly)
    Orbis Trader ABLV connection free of charge
    use 10 USD (monthly)


    1 Additional fee for accessing data of particular stock exchanges via electronic trading platform may be charged according to the rules of the respective stock exchange. Additional information is available upon request.


    Additional Services

    Fee for a better price of the financial instruments’ transaction1

    100% of the difference between the price, indicated by the customer, and the actual price of the financial instruments’ transaction

    Trade confirmation via Internetbank or e-mail

    free of charge

    Other services

    information available upon request


    1 The commission fee is applied to limit orders of professional customers only and is charged performing final settlement under the transaction. The commission fee is not applied to orders submitted using electronic trading platform (except Trader ABLV).

    Go to the service page "Transactions in Futures and Futures Options"Transactions in Futures and Futures Options

    Derivatives Transactions1

    US stock options

    2.50 USD per contract (min. 30 USD)

    European stock options

    5 EUR per contract (min. 30 EUR)2

    Futures and futures options transactions:


        CBOT, eCBOT, CBOE, CME, CME Globex, ICE, NYMEX, NYBOT, LME

    15 USD for a single contract transaction2

        EUREX, EURONEXT-Paris, EURONEXT.liffe

    15 EUR for a single contract transaction2

        Russia / Moscow Exchange (FORTS)3 10 RUB for a contract4

        Other stock exchanges

    information available upon request

    Cryptocurrency futures (CBOE, CME Globex)

    50 USD per contract2


    1 In some regulated markets additional fees and charges may apply (e.g., Stamp Duty, Financial Transaction Tax, etc.).
    2 The commission fee is applied to each futures/option sale or purchase transaction and withheld in the futures/option currency, taking into account Bloomberg exchange rate on the trade date.
    3 The transactions may be made only using electronic trading platform Quik Trader ABLV. In case of margin call, according to the rates and charges of the agency company the overdue interest shall be equal to 0.2% of the margin call amount per day.
    4 Not including the fees of the stock exchange and other fees arising out of the execution of the customer's order.


    Electronic trading platforms1
    Trader ABLV connection free of charge
    use 10 EUR (monthly)
    QTrader connection free of charge
    use 70 USD (monthly)
    mobile application free of charge
    Quik Trader ABLV connection free of charge
    use 300 RUB (monthly)
    Orbis Trader ABLV connection free of charge
    use 10 USD (monthly)


    1 Additional fee for accessing data of particular stock exchanges via electronic trading platform may be charged according to the rules of the respective stock exchange. Additional information is available upon request.


    Additional Services

    Fee for a better price of the financial instruments’ transaction1

    100% of the difference between the price, indicated by the customer, and the actual price of the financial instruments’ transaction

    Trade confirmation via Internetbank or e-mail

    free of charge

    Other services

    information available upon request


    1 The commission fee is applied to limit orders of professional customers only and is charged performing final settlement under the transaction. The commission fee is not applied to orders submitted using electronic trading platform (except Trader ABLV).

    Go to the service page "Transactions with Investment Funds Managed by ABLV Asset Management, IPAS"Transactions with Investment Funds Managed by ABLV Asset Management, IPAS

    Transactions with Investment Funds Managed by ABLV Asset Management, IPAS
    Investment certificates emission fee:
        ABLV Emerging Markets USD Bond Fund
        ABLV Emerging Markets EUR Bond Fund
    1.00%
        ABLV Global Corporate USD Bond Fund 1.00%
        ABLV European Corporate EUR Bond Fund 1.00%
        ABLV High Yield CIS USD Bond Fund
        ABLV High Yield CIS RUB Bond Fund
    1.00%
        ABLV Emerging Markets Corporate USD Bond Fund 1.00%
        ABLV Global USD Stock Index Fund
        ABLV Global EUR Stock Index Fund
    1.50%
        ABLV US Industry USD Equity Fund 1.50%
        ABLV European Industry EUR Equity Fund 1.50%
        ABLV Multi-Asset Total Return USD Fund 1.50%
    Investment certificates redemption fee free of charge

    Transactions with mutual funds managed by other managers

    Purchasing / selling of certificates of mutual funds managed by other managers

    information available upon request


    Electronic trading platforms1
    Trader ABLV connection free of charge
    use 10 EUR (monthly)
    QTrader connection free of charge
    use 70 USD (monthly)
    mobile application free of charge
    Quik Trader ABLV connection free of charge
    use 300 RUB (monthly)
    Orbis Trader ABLV connection free of charge
    use 10 USD (monthly)


    1 Additional fee for accessing data of particular stock exchanges via electronic trading platform may be charged according to the rules of the respective stock exchange. Additional information is available upon request.


    Additional Services

    Fee for a better price of the financial instruments’ transaction1

    100% of the difference between the price, indicated by the customer, and the actual price of the financial instruments’ transaction

    Trade confirmation via Internetbank or e-mail

    free of charge

    Other services

    information available upon request


    1 The commission fee is applied to limit orders of professional customers only and is charged performing final settlement under the transaction. The commission fee is not applied to orders submitted using electronic trading platform (except Trader ABLV).

    Go to the service page "Precious Metals’ Accounts"Precious Metals’ Accounts

    Precious Metals’ Account

    Account opening

    free of charge

    Account maintenance1


        XAU (gold), XPT (platinum), XPD (palladium)

    0.4% (p.a.)

        XAG (silver)

    0.8% (p.a.)

    Precious metals’ transfers2


        book transfer

    free of charge

        from account in another bank to ABLV Bank, AS, account

    actual expenses3

        from ABLV Bank, AS, account to account in another bank

    0.1% of the market value4 (min.100 USD)

    Closing of account

    free of charge


    1 The fee is calculated based on the amount of precious metal in the account, and it is withheld on the last day of each month in USD in accordance with the precious metal price as at the day of withholding the fee. Following the client’s request, the fee may be withheld in another currency, calculating the fee equivalent in the currency chosen by the client applying the European Central bank respective currency rate as at the last day of the current month.
    2 Where an order for transfer is received by the Bank on a Bank day before 17:00 (Latvian time), the same Bank day is considered the day of accepting the order for execution, but in case the order for transfer is received after 17:00 (Latvian time), it is considered accepted for execution on the following Bank day.
    3 The actual costs are withheld in the currency applied by the agency company.
    4 Market value is determined at the day of executing the transfer. If market value is not determined, the Bank determines it independently. The fee is withheld in USD. If taxes, duties or other similar payments should be withheld from the charge, the Bank may withhold those payments in accordance with the procedure set forth in ABLV Bank, AS, General Terms of Business, increasing the charge amount accordingly.

    Go to the service page "Investment Gold Safe Custody"Investment Gold Custody

    Investment Precious Metals1

    Investment gold safe custody2

    0.24% (p.a.)

    Book transfer of the investment gold

    100 EUR (per bar)


    1 The service is available to legal entities only.
    2 The fee is calculated based on the portfolio monthly average market value equivalent in EUR and is withheld monthly in USD, unless other currency is designated by a client. The portfolio monthly average market value is calculated and the fee is withheld applying the respective currency rate set by the European Central Bank on the relevant day.

  • Securities Custody

    Go to the service page "Securities Custody"Securities Custody

    Financial Instruments’ Account

    Account opening

    free of charge

    Individual client account opening in Central Securities Depository1 information available upon request

    Account maintenance

    free of charge

    Financial instruments’ custody2


        Financial instruments that are held with the Nasdaq CSD SE:


            investment certificates of ABLV Asset Management, IPAS open-end investment funds

    free of charge

            subordinated bonds issued by ABLV Bank, AS

    free of charge

            other financial instruments issued by ABLV Bank, AS

    0.06% (p.a.)

            other financial instruments

    0.12% (p.a.)

        Other financial instruments

    0.24% (p.a.)

    Financial instruments’ transfers3:


        book transfer

    free of charge

        between accounts with ABLV Bank, AS and ABLV Bank Luxembourg, S.A.

    actual expenses4

        from account in another bank to ABLV Bank, AS account

    actual expenses5

        from ABLV Bank, AS account to account in another bank

    0,1% of the market value6 (min. 50 EUR)

    Closing of account

    free of charge


    1 Central Securities Depository — the agency company with which the Bank holds the clients' financial instruments and which has the central securities depository (CSD) status pursuant to Regulation (EU) No 909/2014 on improving securities settlement in the European Union and on central securities depositories.
    2 The fee is calculated by applying the portfolio monthly average market value equivalent denominated in EUR, and monthly withheld in USD, if other currency has not been designated by a customer. For the portfolios on Quik Trader ABLV trading platform the fee is withheld in RUB. The portfolio monthly average market value is calculated and the fee is withheld by applying the respective currency rate set by the European Central bank on the relevant day. For the ABLV Asset Management, IPAS, customers and from open-end investment funds managed by ABLV Asset Management, IPAS, no fee is charged.
    3 Where an order for transfer is received by the Bank on a Bank day before 18:00 (Latvian time), the same Bank day is considered the day of accepting the order for execution, but in case the order for transfer is received after 18:00 (Latvian time), it is considered accepted for execution on the following Bank day.
    4 The actual costs are withheld in the currency applied by the agency company from the account from which the transfer is debited.
    5 The actual costs are withheld in the currency of financial instrument if it is USD, EUR or RUB. In other cases, the fee is withheld in EUR, converting at the bank's general rate on the transfer’s day.
    6 Market value is determined on the day of submitting the client’s transfer order. If market value is not determined, the Bank determines it independently. The coupon income accrued is not included in calculation of bonds market value. The fee is withheld in the currency of financial instrument if it is USD, EUR or RUB. In other cases, the fee is withheld in EUR, converting at the Bank's general rate on the day of submitting the transfer order. The Bank is entitled to withhold an additional fee of 0.1% of the market value (min. 200 EUR) if transfer of financial instruments is made using the services of individual agency companies.


    Cash Account

    Account opening

    free of charge

    Account maintenance

    free of charge

    Notification on cash account transactions (SMS or e-mail) free of charge

    Closing of account

    free of charge


    Reports

    Investment portfolio status report:


        regular in the Internetbank (monthly / quarterly)

    free of charge

        upon request

    10 EUR (per report)

    Financial instruments’ transactions report (upon request)

    10 EUR (per report)

    Precious metals’ account report (upon request)

    15 EUR (per report)

    Cash account report (upon request)

    15 EUR (per report)

    Any other report (upon request)

    100 EUR (per report)


    Other Services

    Reference

    20 EUR

    Any other references

    100 EUR

    Other services

    information available upon a request