Rates, Charges and Documents

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Services
  • Cash Services, Internetbank and References

    Go to the service page "Cash Services"Cash Services

    Cash withdrawal1

    EUR (coins and banknotes)
    0,2%, min. 3 EUR

    USD (banknotes)

    0,5%, min. 3 EUR

    Cash deposit

    EUR (coins and banknotes)
    3 EUR

    USD (banknotes)

    0.2%, min. 3 EUR, max. 50 EUR


    1Withdrawal of third-party funds only.


    Entering into force on 1 October 2018


    Cash Transactions

    Charge

    Cash withdrawal in EUR (coins and banknotes) or USD (banknotes)1

    2%, min. 10 EUR

    Cash deposit in EUR (coins and banknotes)
    3 EUR

    Cash deposit in USD (banknotes)

    1%, min. 10 EUR


    1Withdrawal of third-party funds only.

    Go to the service page "Authorization Tools"Internetbank and References

    Rates and Charges for Foreign Customers 

    Internetbank and authorization tools

    Internetbank registration, unblocking, and password change

    free of charge
    First electronic code card issue

    free of charge

    Electronic code card

    card change

    free of charge

    Digipass 270 or
    Digipass 300 Comfort

    issue or change

    free of charge

    unblocking

    free of charge

    Mobile Digipass issue free of charge

    References, statements and reports

    Account statement or report upon request

    for current calendar year 15 EUR + VAT

    for previous years

    30 EUR + VAT

    Reference on account status or balance
    20 EUR + VAT

    Other reference or letter (including references addressed to auditors or the State Revenue Service)

    100 EUR + VAT

    Reference notarization

    50 EUR + VAT


    Other services



    Charge, including VAT

    Courier mail1

    delivery within Latvia

    5 EUR

    delivery to another member state of the European Union 40 EUR
    delivery to Russia, Belarus, Ukraine 40 EUR
    delivery to other countries 60 EUR

    Arranging translation of identification documents

    actual expenses


    1 The maximum weight per package is 1.5 kg.


    Entering into force on 1 October 2018


    References

    Charge

    Reference on account status

    50 EUR + VAT

    Other reference or letter
    100 EUR + VAT

    Reference notarization, translation of documents or other services rendered by third parties

    50 EUR + VAT + actual expenses



    Reports or Statements

    Charge

    Regular report on investment portfolio status (once a month / quarter)1

    free of charge

    Report or statement upon request
    100 EUR + VAT


    Internetbank and Authorization Tools

    Charge

    Internetbank registration, unblocking and password change

    free of charge

    Issue, change, unblocking of authorization tools
    free of charge


    Courier Mail2

    Charge

    delivery within Latvia

    10 EUR + VAT

    delivery to other country
    60 EUR + VAT

    1Regular investment portfolio report can be received in Internetbank only.

    2The maximum weight per package is 1.5 kg.

  • Loans/Liabilities

    Go to the service page "Loans/Liabilities"Mortgage Loans

    Mortgage Loan

    Amendments to conditions:


        changing the repayment date

    30 EUR

        in collateral agreements, including changing the pledger

    1% of the loan balance, min. 500 EUR

        novation of the loan / collateral agreement

    1% of the loan balance, min. 500 EUR

        amendments to other conditions

    1% of the loan balance, min. 100 EUR

    Processing of additional collateral

    free of charge

    Documents processing in case of early repayment

    free of charge


    Personal loan for refinancing of liabilities

    Amendments to conditions

    50 EUR

    Documents processing in case of partial early repayment

    free of charge

    Fixed interest rate on the capital use, p.a. 14%

    Other Services for Individuals

    Pledge registration with Riga or Riga district Land Register, or Enterprise Register, or amendments to it

    50 EUR + VAT +actual expenses

    Processing or review of Refinancing agreement1

    1 000 EUR

    Scheduled privatization on behalf of the customer

    50 EUR + VAT + actual expenses

    Pledge inspection

    50 EUR + VAT

    Giving a consent2


        to actions with the pledged real estate

    30 EUR + VAT

        for other purposes

    subject to negotiation, min. 50 EUR + VAT

    Discharge of encumbrance or mortgage in Land Register

    30 EUR + VAT


    1 The charge applies in case when customer refinances its liabilities to the Bank to another credit institution or, when collateral is sold that secures execution of liabilities to the Bank and the amount of sale is directed to execution of liabilities of customer to the Bank and an interbank agreement is entered into about a respective transaction.
    2 If document notarization is required, the customer shall also pay for the notary services.


    Entering into force on 1 October 2018


    Mortgage loans

    Charge

    Amendments to conditions: changing the repayment date

    50 EUR

    Amendments to conditions: in collateral agreements, including changing the pledger, novation of the loan / collateral agreement

    1% of the loan balance,

    min. 500 EUR

    Amendments to conditions: amendments to other conditions

    1% of the loan balance,
    min. 200 EUR

    Processing of additional collateral
    free of charge
    Processing of documents in case of partial or complete early repayment of the loan
    free of charge
    Pledge discharge registration with the Land Register
    30 EUR + VAT
    Registration of pledge, novation or discharge of pledge with public registers of Latvia or other countries
    actual expenses
    Processing or review of Refinancing agreement1 
    1 000 EUR
    Scheduled privatization on behalf of the client
    50 EUR + VAT + actual expenses
    Pledge inspection
    50 EUR + VAT
    Giving a consent2

      to actions with the pledged real estate
    50 EUR + VAT
      for other purposes
    subject to negotiation, min. 50 EUR + VAT



    Consumer loans

    Charge

    Amendments to conditions

    50 EUR


    1The charge applies in case where client refinances its liabilities to the Bank to another credit institution or where collateral is sold that secures execution of liabilities to the Bank and the amount of sale is directed to execution of the client’s liabilities to the Bank and an interbank agreement is entered into about a respective transaction.

    2If document notarization is required, the client shall also pay for the notary services.

  • Insurance

    Go to the service page "Insurance"Insurance

    Service fees  
    Preparing insurance policy free of charge
    Check of submitted policy of an insurer accepted by the bank1 free of charge
    Check of submitted policy of an insurer not accepted by the bank 150 EUR


    1 To see the list of insurance companies accepted by ABLV Bank, AS, visit the bank’s website or refer to the bank.


    Pledged property insurance terms  
    Maximum allowable own risk:  
        apartment 150 EUR
        private house 750 EUR
        commercial object determined individually
    Reinstatement value per 1 m2  
        apartment, private house 1 000 EUR
        commercial object determined individually