Deposits

Having acquired a certain amount of wealth, you need to preserve and increase it. Savings ensure confidence today and more opportunities tomorrow.

For conservative customers, we offer savings accounts and deposits for different terms.

Short-term savings can be accumulated by depositing funds in savings accounts. Those ensure flexible management of your holdings: a savings account can be replenished without limitations, and you can also withdraw funds, having notified us in advance.

Term deposits provide an opportunity to make medium- and long-term savings.

Whenever you need additional funds to quickly perform some payments, you can always receive an overdraft secured by your deposits with the bank, without premature withdrawal of funds.

Contact your private banker to receive a solution
tailored exactly to your needs!

  • Savings Accounts

    If you wish to make savings and gain extra yield on your investments, meanwhile having funds at your disposal, we offer you the opportunity to place funds to savings accounts. 

  • Term Deposits

    For conservative investors, guaranteed yield is one of the most important factors when making savings. Then term deposit is the most suitable option. 

  • Deposit-secured overdraft in a few minutes

    Our client, who works in oil and gas industry, is engaged in delivery of drilling equipment and geologic exploration. Once before a long holiday period in Russia, he needed to pay salaries to the staff of his Russian company.
    • At that time, the funds for settlements with employees had been spent, and the partners failed to pay to the company according to the terms agreed.

      Business ethics didn’t allow our client to leave few dozen employees without salary especially just before public holidays, so he turned to us for help.

    • Because the client had signed a deposit agreement, we could offer him an overdraft secured by funds on his deposit, and within few minutes everything was arranged. According to the client’s order we transferred money to Russia, and his employees got paid on time. The client was really happy with such an effective decision and the fact that the company did not dissatisfy its employees.

    Andrei Trofimov

    Head of Private Banking Department East

  • The beginning of a good credit histor

    Our client, working in the sphere of industrial and marine equipment wholesale, experienced an urgent need for funds to pay for delivery to his partners. The balance of his current account didn’t allow him to make a payment in the required amount, so the client turned to us for help.
    • At that time, the client opened an EXTRA savings account with the funds he didn’t plan to withdraw urgently. We offered him an overdraft secured with the money on his saving account, the client agreed and managed to make a payment to his partners.

    • Then the client paid off the overdraft ahead of the schedule, and as it turned out it was the first loan in his life. Thus, with our help, the client retained the image of a stable and reliable partner in the eyes of his partners and, in addition, earned a good credit history.

    Andrei Trofimov

    Head of Private Banking Department East