Easy and safe means for money access.

Wide range of different types of cards offered by the world major systems VISA, MasterCard, American Express enables us to select necessary set of cards for any customer – whether a rentier, an owner of a small trade company, a multinational holding with hundreds of employees or a small family.

Unique choice of card account currencies, attractive design of cards, advantageous set of additional services, and also high technology level – these features make our cards convenient and safe.

Safety

  • all cards have microchips
  • cash flow in the account is controlled using SMS or e-mail
  • transaction monitoring, limits for cash withdrawal and purchases
  • 24-hour card blocking service

Convenience

  • 24-hour access to money
  • no need for declaring funds when travelling
  • automatic exchange in currency of the country you are in
  • travel insurance
  • automatic card account balance maintenance
  • information on transactions and card management in Internet bank
  • lending opportunities
  • Bonus overdraft at the right time

    At the end of the working day, around 7 p. m., the Client Line received a call from our client – the company engaged in logistics. Its employee found himself in a difficult situation: being on a gas station in Poland, he did not have enough money on his card account to pay for fuel.
    • In this company there work a lot of drivers, and each of them has a payment card for settlements during their trips. One employee of the company is responsible for monitoring the balance on drivers’ card accounts. Unfortunately, in the described situation the driver’s card account hadn’t been replenished on time, although there was enough money on the company’s account. The banking day has closed and the private bankers serving this company's account left.

    • Fortunately, their colleague stayed in the office, and the head of the department, inputting transactions into the banking system, was still at work as well. All parties involved quickly coordinated their actions, as a result, in less than a half an hour, the driver was granted a bonus overdraft on his card account. The driver paid for the fuel and was able to continue his way without disrupting the schedule.

    Aivars Rauska

    Head of Private Banking Department Latvia

  • Quiet holiday with the payment card

    Having holiday on Tenerife, our client receives an SMS-notification about an unsuccessful attempt to pay with his card in the USA. He immediately called us and confirmed that he was not in America at the time but in another country.
    • Due to our SMS-notification service the client was immediately informed on unauthorized attempts to use his card data, so he contacted us with hid order to block the card.

    • Fraud’s attempts to pay off by the stolen card were unsuccessful, as our risk management system recognized such transactions as unusual by special algorithms designed and based on years of our experience in servicing payment cards.

    Mark Mizgayev

    Head of Private Banking Department Center I