Easy and safe means for money access.

Wide range of different types of cards offered by the world major systems VISA, MasterCard, American Express enables us to select necessary set of cards for any customer – whether a rentier, an owner of a small trade company, a multinational holding with hundreds of employees or a small family.

Unique choice of card account currencies, attractive design of cards, advantageous set of additional services, and also high technology level – these features make our cards convenient and safe.

Safety

  • all cards have microchips
  • cash flow in the account is controlled using SMS or e-mail
  • transaction monitoring, limits for cash withdrawal and purchases
  • 24-hour card blocking service

Convenience

  • 24-hour access to money
  • no need for declaring funds when travelling
  • automatic exchange in currency of the country you are in
  • travel insurance
  • automatic card account balance maintenance
  • information on transactions and card management in Internet bank
  • lending opportunities
  • Deposit-secured overdraft in a few minutes

    Our client, who works in oil and gas industry, is engaged in delivery of drilling equipment and geologic exploration. Once before a long holiday period in Russia, he needed to pay salaries to the staff of his Russian company.
    • At that time, the funds for settlements with employees had been spent, and the partners failed to pay to the company according to the terms agreed.

      Business ethics didn’t allow our client to leave few dozen employees without salary especially just before public holidays, so he turned to us for help.

    • Because the client had signed a deposit agreement, we could offer him an overdraft secured by funds on his deposit, and within few minutes everything was arranged. According to the client’s order we transferred money to Russia, and his employees got paid on time. The client was really happy with such an effective decision and the fact that the company did not dissatisfy its employees.

    Andrei Trofimov

    Head of Private Banking Department East

  • Getting a credit in the process of a phone call

    Our client went on a business trip to Geneva. On his way back, visiting a duty-free shop at the airport, he saw a Swiss watch, which he immediately wanted to buy as a gift to his son.
    • There was not enough money on the payment card the client wanted to pay with but one of his corporate accounts had the necessary sum. The client called his private banker and informed him on the problem.

    • While he was talking to the private banker, his card account was promptly provided with an additional credit limit. After finishing the phone conversation the client paid for the purchase, and thus made a pleasant surprise to his son.

    Andrei Yermonin

    Head of Private Banking Department South